Check out instalment plan options available at Switch nationwide:

Sept 2019 Instalment


Option #1:

Are you a Citibank, CIMB, Maybank, UOB or Hong Leong Bank credit card holder? We have good news for you.
From 13th Aug 2019 until 31st Dec 2019, you get to enjoy 0% 12- 36 months-instalment plan (maximum of 36 months with Citibank card only) with NO admin fees!

That’s right! This is applicable to purchase of anything in the outlet from speakers, casings, headphones to iPhone, iPad, MacBook Pro and etc

Drop by to any Switch outlets near you to find out more.

Terms and Conditions
• The 0% instalment plan is valid for minimum purchases of RM1,000
• This promotion is applicable to Citibank, CIMB, Maybank, UOB or Hong Leong Bank credit card holders only
Citibank is eligible for 36 months for the new iPhone 11, iPhone 11 Pro and iPhone 11 Pro Max
• Citibank, Hong Leong Bank credit card are eligible for 12-month and 24-month only
• UOB, Maybank, CIMB are eligible for 12-month only
• There will no additional charges / admin fee for this promotion
• Switch reserves the right to amend the terms and conditions without prior notice

*Note: PWP means purchase with purchase (eg: for iPhones, you are required to buy iPhone + Smart Protection Plan + Casing for 24 months instalment)


Option #2:

Do you own one of these credit cards? If yes, you may purchase your products at Switch with instalment plan for up to 36 months.

For 6 to 12-months:
(a) Purchase any Apple Watch and Smart Protection Plan
(b) Purchase any Mac and Apple Care protection Plan
(c) Purchase any iPhone and Smart Protection Plan
(d) Purchase any iPad and Smart Protection Plan

For 18 & 24-months:
(a) Purchase any Apple Watch and Smart Protection Plan
(b) Purchase any Mac and Apple Care protection Plan plus any Apple Branded Accessories 
(c) Purchase any iPhone and Smart Protection Plan and any iPhone casing 

(d) Purchase any iPad and Smart Protection Plan and Apple Pencil

For 36-months:
– Available only for Citibank credit card with purchase with purchase only.
– For a limited time, we have special iPhone 11, 11 Pro and 11 Pro Max promotion – enjoy 36 months Citibank instalment without Purchase with Purchase requirement.
Normal purchase:
(a) Purchase any iPhone (other than the new iPhone 11, 11 Pro and 11 Pro Max) and Smart Protection Plan plus any iPhone casing and AirPods/Beats headphone
(b) Purchase iPad Pro 11″ or 12.9″ and Apple Care Protection Plan and Smart Protection Plan and an iPad casing
(c) Purchase iMac, MacBook, MacBook Air and MacBook Pro with Microsoft Office and Apple Care Protection Plan


Accessories purchase with 12-months instalment plan.
* Audio Device – Minimum Purchase of RM1,000 and above
* Gadget / Accessories – Minimum Purchase of RM1,000 and above
Opens to ALL participating banks listed above.


For more information, refer to our terms and conditions below.

* Applicable for credit card from participating banks. Debit card not acceptable.
* Switch offers 6 months to 36 months instalments. Different banks may have different instalment lengths, please see chart above (subject to change without prior notice).
* Kindly make sure to pay your monthly instalment on time, and so you are be able to enjoy your bank’s promotional rate of 0% interest with no charges. If late payment occurs, there will be additional interest fees by your bank.​
* Instalments are not available at the online store.​
* Credit card holder must be present during the transaction.
* Please check with your bank for your credit limit before your purchase.
* IC or passport verification is required.
* You may collect your purchases once your payment has gone thru and no fraud details detected.

Visit Switch outlet near you to find out more.


Option #3:

You may choose to make your purchases through AEON Credit as well.

Enjoy an easy personal loan with AEON Credit Service for your purchases above RM1000 at Switch! Fast approval, Hassle free, Low instalment and High financing – what more can you ask for? Read more on AEON Credit Service below:
Financing Amount: Minimum of RM1,000. Maximum of RM30,000.
Attractive Rates: Below RM3,000: 1.25% per month, Above RM3,000: 1.1% per month. Above RM10,000: 0.85% per month.
Repayment Tenure up to 36 months: You can select repayment tenure of 6, 9, 12, 15, 18, 24, 30 and 36 months.
Simple Documents: It is very easy to apply. You just need to present your MyKad and 1 month payslip (subject to case to case approval by AEON Credit)
Hassle Free: No guarantor, no collateral & no security deposit.
Charges: Interest rate, agreement fees of  RM50

Follow these 4 easy steps:
Step #1: Visit Switch outlet near you with your MyKad and one month Payslip
Step #2: Sign the AEON loan application form (witness by a Switcher)
Step #3: Wait 2 to 3 working days for loan approval
Step #4: Once you receive a phone call from Switcher, drop by Switch to collect your brand new iPhone!!

* Interest rate subject to change without further notice
* Not available for Online Store purchase
* Approval: 3 to 5 working days.
* The applicant must be a full time employee with minimum 6 months working with the same company
* Purchases above RM4,000 will need MyKad, EPF statement and 3 months Payslip for application.
* Approval is subject to credit scoring and other loan exposure listed at CCRIS (Central Credit Reference Informationm System by Bank Negara) and CTOS (Credit Tip-Off Service)

AEON Credit Form
Please CLICK HERE to download the form.

AEON Credit Terms and Conditions
Please CLICK HERE to view the terms and conditions



Option #4:

Home Credit – No credit card? No problem

If you are in Penang and you are looking to purchase the latest iPhone but not willing to pay off the purchase in one go? We have good news for you.

You can now shop on instalments, even with no credit card!

We are partnering with a funding company, K&B Global, who is focus on “responsible lending” to customer with little or no credit history. Some customers might have been underserved by traditional banks, K&B Global is here to assist.

Frequently asked questions:
1) What type of loans does K&B Global offer?
They offer consumer loans through in-store financing. If you want to buy an iPhone, they can help finance your purchase which you can repay through easy, monthly instalments.

2) How do I apply for the loan?
Applying for the loan is done physically at Switch retail stores in the state of Penang.

3) What items can I buy?
iPhone XR, XS and XS Max only at the moment

4) How much is the loan interest rate?
The loan interest rate is 18% per year or 1.5% per month

5) What is the minimum or maximum loan period?
Minimum 12 months and maximum of 24 months

6) What are the fees I need to pay if I apply for a loan?
To apply, you need to pay RM50 application fees.
Once your loan has been approved, you need to pay processing fees RM200 + Search Fees RM200 + 1st month advance. Please refer to chart above.
Kindly note that RM50 must be collected before application process starts. It is not allow to deduct from the processing & searches fees. Non refundable.

7) How long does it take to be approved for a loan?
Approval takes 5 to 10 working days

8) What if the item purchased was lost/stolen/defective?
K&B Global is a financial service that provides the fund for purchase of your iPhone. They are NOT liable for the iPhone.
For defective items under warranty, you may coordinate directly with our service centre.
If you have purchased Smart Protection Plan, you are to claim within your 1 year period, if your iPhone is stolen or damage with conditions pertaining to Smart Protection Plan T&C.

9) How can I pay my loan?
You are to get your bank to auto debit your saving account and pay directly to K&B Global.

10) When can I apply for the loan?
This Home Credit facility will start accepting applications from 17th December 2018 onwards.

11) Do I need to provide my payslips?
Yes, you need to be a working adult with payslips and EPF contributions

12) What are the steps to apply?
Step 1: Shop at Switch Gurney Plaza, Gurney Paragon Mall, Queensbay Mall, Sunway Carnival Mall or AEON Bukit Mertajam
Step 2: Pay RM50 Application fees
Step 3: Wait for the loan officer to contact you
Step 4: Submit documents and sign agreement
Step 5: Pay the fees & 1st month instalment (as per chart) and collect your iPhone

Terms and conditions as per K&B Global agreement

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